Ryan Hur - Mortgage Loans - Porter Ranch, California

Emery H.

Working with Ryan was one of the best parts of our home-buying experience. From our very first conversation, he was professional, approachable, and incredibly knowledgeable. Being first time home owners, the whole process is overwhelming but Ryan always took the time to explain every detail of the mortgage process in a way that made it easy to understand, and his patience with all of our questions was truly appreciated.

Ryan went above and beyond to secure the best possible rate for us and made sure the entire process moved smoothly and efficiently.
What really stood out was how much Ryan genuinely cared. He didn’t treat us like just another client—he treated me like a priority, and I always felt supported. Thanks to his hard work and dedication, we were able to close on time with a loan that fits my budget and long-term goals perfectly.

If you’re looking for someone who’s trustworthy, responsive, and just downright excellent at what they do, Ryan is your guy. We can't recommend him highly enough!

Tony D.

I met Ryan a few years ago when I first started exploring the home purchasing process through an online group. From the very beginning, Ryan went above and beyond to educate me on my options, patiently answering every single question I had with unmatched thoroughness. Fast forward to today, and I’ve not only closed on my very first home, but I’ve also been handed the keys to a place I can now proudly call my own – all thanks to Ryan’s expert guidance.

Throughout the entire loan process, Ryan was nothing short of exceptional. He didn’t just walk me through the technicalities; he made sure I truly understood every decision, from the ins and outs of buying points versus not buying them, to providing detailed, step-by-step calculations that demystified the entire system for me. No matter what obstacle came up, Ryan was right there, always the first to respond, and always with a clear, calm solution that kept everything on track.

Whether it was at the crack of dawn or late into the night, Ryan was always just a phone call or text away, ready to answer any questions or concerns with a level of commitment and expertise that you just don’t see every day. His work ethic is second to none, and it’s evident in the countless times he’s gone out of his way to ensure I was fully informed, confident, and comfortable every step of the way. Ryan is more than a loan officer; he’s a trusted partner who’s genuinely invested in helping people achieve their dreams. I couldn’t have asked for a better guide through this process.

Alex H.

Ryan is a diamond in the industry. He knows what he’s doing and truly cares for his clients. I wasn’t even one of his clients because we were too close to closing and recommended not to risk the closing process. He chose what’s best for me. Ryan still spent his valuable time with me to get a good deal with the current lender I was working with. Who the heck does that these days? He genuinely wants what’s best for you. What a good guy.

Julie P.

As a real estate professional, I’ve worked with many different lenders and have seen firsthand how they operate. So when it came to my own transaction, I had high expectations and knew exactly what I wanted in a lender:

1. Competence – Someone who thoroughly understands lending guidelines and knows how to structure deals properly.
2. Hands-on Approach – A lender who stays involved, rather than passing files off to others who lack the necessary expertise.
Many lenders hand off files to other loan officers, have little knowledge of the file themselves, or don’t fully understand lending guidelines. This often leads to last-minute issues—sometimes right before closing. That’s the last thing anyone wants in a transaction.

Before choosing Ryan, I applied and spoke with several lenders. It quickly became clear who was truly engaged with their clients’ files and who wasn’t. Ryan stood out immediately. His expertise, attention to detail, and work ethic were unmatched. I know for a fact that I wouldn’t have been able to close my loan as smoothly with anyone else. He was always on top of deadlines and paperwork—something you’d expect from all lenders, but surprisingly, many don’t prioritize.

Among all the lenders I’ve worked with, Ryan is different. He not only knows the guidelines inside and out, but he also understands how to navigate unconventional programs to get the best possible terms. Throughout the loan process, he provided valuable resources and maintained excellent communication. Even with a 13-hour time difference, he was still working on my file and answering all my questions. That level of dedication makes all the difference in a transaction.
Initially, I planned to go with a bank statement program requiring 20% down. However, thanks to Ryan’s expertise, I was able to close with just 5% down—and on better terms than my original option. Now, I’m already working with him on my next loan, set to close in just two weeks.

If you’re looking for a lender who is knowledgeable, proactive, and truly invested in your success, Ryan is the one you want on your side.

Jackie M.

There’s not enough words to describe how great Ryan is! We spoke to many loan officers but Ryan was the one who stood out the most. Ryan is very knowledgeable and honest. You can tell he is truly passionate about his clients and work.

His communication throughout the whole process was impeccable. Any questions or concerns were addressed thoroughly (no matter what time / day) which meant a lot since we are first time home buyers. He was always 10 steps ahead and came up with different game plans to possible scenarios. That just shows how thorough he is! We always felt like we were in great hands.

Ryan, from the bottom of our hearts, we’re so thankful to have met you and can’t thank you enough for everything you have done for our family.

With that being said, we highly recommend Ryan for all your mortgage needs! You absolutely will not regret it!

Fernando S.

Ryan is truly exceptional. He helped us meet the tight 21-day escrow deadline with ease. Additionally, he successfully got us qualified for a stated-income program, saving us from having to resort to a no-income DSCR loan with less favorable terms. His expertise and dedication made the entire process smooth and stress-free. Highly recommend!

Gabriel M.

Ryan was absolutely stellar in helping my business partner and I get a hard money loan for our first fix and flip. I first met him via a referral from a wholesaler, Jerry V. When I reached out to a few prospective brokers to fund the fix and flip deal at 12am, he replied back within 30 minutes. I truly don't know how or when he eats or sleeps. The best part is, he was able to secure us 10% down (on the purchase price) financing with 100% rehab cost covered as first time flippers!! Insane leverage! Overall Ryan goes over the top to answer calls and texts and explains every part of the process extremely thoroughly. 10/10 would recommend!

Michael S.

As a first time homebuyer, Ryan exceeded all my expectations. He was prompt, communicative, knowledgeable, and honest in every interaction I’ve had with him. He got my wife and I an unbelievable rate due to his excellent market timing on the rate lock. I will be reaching out to him again for my next home purchase.