Lightning Mortgage - Jersey City, New Jersey

Audrey K.

We had an amazing experience working with Jaime as our mortgage broker as first time home buyers. He was always happy to jump on a call to answer any questions and made the entire process so much easier to navigate. His knowledge and expertise were invaluable, and he secured us a rate better than any other lender we contacted. We’re so grateful for his support and highly recommend him to anyone looking for a dedicated and trustworthy mortgage professional!

Madhav G.

I had an excellent experience working with Jaime as my mortgage broker. From start to finish, he made the mortgage process smooth and stress-free. Jaime was instrumental in expediting the process, ensuring everything moved along quickly and efficiently. He took the time to clearly explain each step, addressing all my questions with patience and clarity.

His extensive knowledge was evident throughout, as he provided multiple options and presented some really good offers tailored to my needs. Jaime’s friendly and approachable demeanor made me feel welcomed and supported, turning what could have been a daunting experience into a pleasant one.

Overall, I highly recommend Jaime to anyone in need of a mortgage broker. His professionalism, expertise, and friendly nature, combined with his ability to secure great offers, make him an outstanding choice. Thank you, Jaime, for a wonderful experience!

Sanjay V. R.

I can't say enough good things about Jamie. He truly went above and beyond, delivering the best mortgage experience I've ever had. Jamie was there every step of the way, making sure this was more than just a transaction, it felt like a genuine relationship. He took the time to answer every question I had (and trust me I had a lot) often diving deep into the details to ensure I was fully educated and comfortable with each decision.

What really sets Jamie apart is his commitment to his clients. Even when the mortgage rates only dropped a little, and I was on the fence about refinancing, Jamie carefully laid out all the pros and cons, helping me make the most informed choice. He didn't push for a quick decision just to get a payout; instead, he advised me to wait for a better rate, which paid off in the end. It's rare to find someone who prioritizes their clients' best interests like this.

He is incredibly professional and friendly, making the whole process smooth and stress-free. I barely had to lift a finger to close my loan, which was a refreshing change from my previous experiences. He also helped a few friends of mine with their refinances, and they all had nothing but praise for him.

If you're looking for not just the best rate but also a broker who feels more like a trusted friend, I highly recommend Jamie. He’s the kind of guy who ensures you get the best terms and makes the whole experience enjoyable. Don't just take my word for it – everyone I know who has worked with Jamie has had a fantastic experience.

Rajendra K. P.

I had a fantastic experience working with Jamie Fernandez for my mortgage refinancing. He guided me through all my options with clarity and helped me choose the best plan tailored to my needs. He was an incredible resource, always available to answer questions and explain the process in detail. Thanks to his expertise and prompt assistance, the entire process was quick and seamless. I highly recommend Jamie to anyone looking for a knowledgeable and dependable mortgage professional.

Robert K.

Jaime was a great help with buying my house. I had zero idea what I was doing, but Jaime helped me every step of the way and still keeps in touch at times to check in months after the fact. He was on time and professional and I appreciated his care during this stressful time.

Sokol K.

As a local realtor, I recently had the pleasure of closing a deal with Jaime, and I couldn’t be more impressed. My client had previously worked with another lender and was left unsatisfied, but Jaime turned everything around. His quick and communicative approach made the process smooth and straightforward, leaving my client absolutely thrilled. Jaime not only offered unbeatable rates but also saved my client money by avoiding unnecessary fees. His outstanding service is unmatched by any other broker. I highly recommend Jaime to all my clients and friends —he’s simply the best. Thank you, Jaime!

Elida K.

We are beyond grateful for the exceptional service Jaime provided throughout our home buying journey. His professionalism and deep knowledge of the industry were truly impressive and invaluable. Jaime's quick thinking and dedication helped us secure a home that we might not have been able to get under the current market conditions. He went above and beyond to ensure all our needs were met and handled everything thoroughly and efficiently. We strongly recommend Jaime to anyone in need of a top-notch lender.

Manikandan V.

We would like to acknowledge the exceptional service that we received during the entire home buying process. Jaime's professionalism and knowledge of the industry was impressive and truly appreciated. His quick thinking has helped us get a house which might not have been possible otherwise, under current market conditions. He went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently. We strongly recommend Jaime& Lightning Mortgage.”