Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA - Louisville, Kentucky

Introduction to Joel Lobb and Louisville Kentucky Mortgage

For individuals and families seeking a reliable and comprehensive mortgage solution in Louisville, Kentucky, Joel Lobb, operating through Louisville Kentucky Mortgage, presents a compelling choice. Joel Lobb is a distinguished Mortgage Broker, specializing in a wide array of loan programs including Federal Housing Administration (FHA), Department of Veterans Affairs (VA), Kentucky Housing Corporation (KHC), and United States Department of Agriculture (USDA) loans. Located at 10602 Timberwood Cir #3, Louisville, KY 40223, and easily reachable at 5029053708, Joel Lobb’s commitment to client satisfaction is evident in his extensive service offerings and dedication to navigating the complexities of the mortgage process.

Expertise and Specializations

Joel Lobb’s expertise extends beyond simply connecting borrowers with lenders. He functions as a skilled Financial Consultant, providing valuable guidance on budgeting, affordability, and long-term financial planning. His role as a Mortgage Broker allows him to access a diverse network of lenders, ensuring clients have access to the most competitive rates and loan terms available. He specifically caters to borrowers seeking:

• FHA Loans: Ideal for first-time homebuyers and those with limited credit history.
• VA Loans: Designed for eligible veterans, active-duty military personnel, and surviving spouses.
• KHC Loans: Kentucky Housing Corporation loans, offering down payment assistance programs.
• USDA Loans: Providing affordable housing options in rural areas.

Location and Accessibility

The physical location of Louisville Kentucky Mortgage at 10602 Timberwood Cir #3, Louisville, KY 40223, provides a convenient point of contact for clients. This address is easily accessible and fosters a sense of personal connection. Furthermore, the firm prioritizes accessibility for all clients, offering Onsite services and ensuring the premises meet a range of accessibility standards. Specifically, the location features a Wheelchair accessible entrance, Wheelchair accessible parking lot, Wheelchair accessible restroom, and Wheelchair accessible seating. Beyond physical accessibility, the firm also provides Language assistance to cater to a diverse clientele.

Client-Centric Approach and Support

Client feedback consistently highlights Joel Lobb’s responsiveness and dedication. The company has garnered 76 reviews on Google My Business, with an impressive Average opinion: 4.9/5, demonstrating a strong track record of positive client experiences. Many clients express gratitude for Joel’s proactive communication and willingness to address concerns promptly, particularly during the often-stressful process of buying a home. One client, the Wray Family, specifically lauded his support during their first-time home purchase, emphasizing his availability day or night to answer questions and alleviate anxieties. The firm also embraces an inclusive environment, fostering a LGBTQ+ friendly and Transgender safespace, reflecting a commitment to diversity and respect.

Additional Services and Information

Louisville Kentucky Mortgage distinguishes itself through a comprehensive approach to client service. It is identified as a Veteran-owned business, demonstrating a deep understanding of the unique needs of veterans seeking mortgage solutions. The firm’s commitment to client well-being extends beyond the financial aspects of the mortgage process; it encompasses a genuine desire to guide clients towards achieving their homeownership goals. The website, mylouisvillekentuckymortgage.com, provides valuable resources and information for prospective borrowers.

Contact Information and Resources

To connect with Joel Lobb and the Louisville Kentucky Mortgage team, please utilize the following information:

• Address: 10602 Timberwood Cir #3, Louisville, KY 40223
• Phone: 5029053708
• Website: mylouisvillekentuckymortgage.com

In conclusion, Joel Lobb and Louisville Kentucky Mortgage offer a reliable and supportive mortgage brokerage experience, characterized by expertise, accessibility, and a genuine commitment to client success. Their wide range of loan programs, combined with their personalized service and dedication to inclusivity, makes them an excellent choice for individuals and families seeking to realize their homeownership dreams in Louisville, Kentucky.

👍 Reviews of Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA

Chasity W.

5/5

I would 100% recommend Joel & Dawn! They helped make a goal for my family a reality. From start to finish they helped me every step of the way. I will forever be thankful for them. Day or night, any worry or thought I had I never had to wait for a response, they really kept me sane during the stresses of being a first time buyer. I found Joel on YouTube when I was doing research before I decided to start the process of buying, turned out he was actually right here in Kentucky and so it was meant for me to go with them! Thank you both for everything, The Wray Family! 🏠

June W.

5/5

Joel & Dawn was the absolute best thru the whole process in buying our first home! They made the process smooth and easy. Answered every question explained everything so I could fully understand. I would highly recommend them. I couldn’t thank yall enough!

Tiffany W.

5/5

My husband and I before we met Joel was at 3 realtors and 3 mortgage companies….with no movement. My parents referred us to Joel and the rest was history. From the very beginning we explained where we were with home buying. He took it and ran with it. He made sure we got into a home.
Such an easy process full of communication and open door when it came to any question we had since this was our first time home buying. I recommend Joel to anyone! He will get you in a home as well as making sure your home loan is fit for you!
Very dedicated and even after the closing he will still be there to communicate and follow you through this journey if any questions arise!

Bruce H.

5/5

Many thanks to Joel for his help throughout our homebuying process. He is a dedicated partner to his clients and does his best to answer questions quickly and reliably. When I didn't understand something, he was patient and did a great job explaining things. His entire team helped to make our purchase a very smooth transaction from start to finish.

Squantoon

5/5

Joel and his colleagues were an immense help in getting me pre-approved and approved for a home loan. Professional and thorough group of people and my experience could not have been easier. Highly recommend.

Chris R.

5/5

We had a great experience with Joel. He explained things to us so we understood every step of the mortgage process. He worked to obtain the best package for us. I found him to be honest and trustworthy. He always responded to questions quickly.

Tony W.

5/5

I work with many Loan Officers across the country and Joel is in my Top 5. I would trust him with my personal mortgage. He is responsive and knowledgeable. He cares about his borrowers and is willing to work with unique situations and come up with solutions.

Thank you
Tony Walker
EPM Wholesale Account Executive

Elizabeth O.

5/5

Joel was amazing. He worked with my husband Nathan and I (mostly Nathan) to get our first home. We had just been building our credit and needed help with some of the first home buyers programs locally. We didn't even know if it would be possible to Porsche a home at all, but be told us exactly what to do to get approved and 30 days later we were approved. We found our home within 30 days after he suggested a really good realtor after we had a terrible experience with 2 other realtors. During the entire closing process even when some of the people wouldn't respond, he was always there to find an answer for us even if we could be a little too eager because of our excitement. He always treated us with respect and as long as we followed exactly what he said to do we were able to find a home we loved. We are moving in today. Thank you Joel for making our American dream come true. Louisville is lucky to have you.