Heritage Financial Corporation - Jersey City, New Jersey

Sagi K.

Working with DJ was an absolute pleasure from start to finish. The level of care and attention he provided throughout the mortgage process truly felt like a white glove experience. He was proactive, detail-oriented, and always made himself available to answer our questions, no matter how big or small.

From securing the best rate to navigating any hurdles along the way, DJ and his team at Heritage Financial handled everything seamlessly. He kept us informed at every stage, making what could have been a stressful process feel smooth and straightforward.

Thanks to DJ’s expertise and dedication, we were able to close on our home with complete confidence. I highly recommend him to anyone looking for a top-notch mortgage broker who goes above and beyond!

Kriti R.

We are so grateful to Dheeraj(DJ) for making the mortgage process smooth and stress-free! As first-time homebuyers, we had a lot of questions, and DJ patiently guided us through every step, ensuring we understood all our options.

He was incredibly responsive, always available for a quick call or message, and worked tirelessly to get us the best possible rate. Even when challenges came up, him and his team at Heritage Financial handled everything efficiently, keeping us informed and reassured throughout the process.

Thanks to DJ, we closed on our home with confidence and peace of mind. Highly recommend for anyone looking for a knowledgeable and dedicated mortgage broker!

Eli F.

Excellent company, very professional. Worked with several other companies prior to being referred to them by a friend and they got the loan done when others could not. Very satisfied with service. Dj in particular was very knowledgeable and helpful throughout the whole loan process. Highly recommend.

Sumesh V.

Dheeraj was instrumental in helping us secure financing for our first-home! Not only did he guide us through the mortgage process with patience and expertise, but he also went the extra mile in reviewing the condo’s eligibility and ensuring it met the necessary requirements.

DJ’s due diligence in working with the lender, reviewing condo documents, and addressing any potential concerns helped us avoid surprises and get the condo approved seamlessly. They kept us informed at every step, ensuring we had the best loan options and the smoothest possible process.

We truly appreciate their hard work, responsiveness, and dedication. If you’re purchasing a condo and need a mortgage broker who knows how to navigate approvals, DJ and Heritage Financial is the best choice!

Prashant B.

If you really want White glove service this is the place. Astounding experience. Dheeraj(DJ) was really good and helpful, guided us on each step. Ensured we are informed on each and every step and helped us get best possible rate . DJ is very flexible and will work with your schedule and plan to move in. Saved us good amount of money and aligned with our schedule to help us finally move into our new home. DJ you are awesome.

Ashok P.

I have been a client of Heritage for more than 15 years now and have bought my 8 properties through them.
Excellent work by DJ on my cash out refinance without income loan. Closing in less than 30 days with minimum loan documents required.

Heritage team never fails to get my loans done with excellent communication, best rates and fast🙏🏿

I will refer them to all friends and family for their refinance and purchase loans.

Thank you team 👍

Piyush V.

I recently just closed with Heritage Financial Corporation. My wife took maternity leave so income was variable. DJ and Aniket guided me each step of the way. They explained every step of the process to me. I highly recommend this company to get a home mortgage.

Saurabh S.

We are very grateful to Team Heritage and especially Dheeraj (DJ) for helping us throughout the mortgage and closing process. DJ has been very professional and supportive from day one. He kept his promises and went above and beyond to secure a great rate for our dream home. Working with Anjali from Heritage Financial staff was equally a great experience, she was quick with her responses and provided exceptional service. We highly recommend them for their mortgage expertise to all our friends and family!