Golden Bay Mortgage Group - Sacramento, California

Marcos C.

My wife & I went with Golden Bay Mortgage Group to get our mortgage loan for our new place. Cam and his team assisted us with getting our mortgage loan, and it was one of the best decisions we could have made.

We were first time home buyers with a deadline to meet, and we were extremely fortunate to have Cam there to help us at all times. Cam and his team are responsive, resourceful, and knowledgeable. They answered every question we had with great detail and their patience with us was incredibly calming during this stressful process. Cam even went the extra mile to go over each form he provided to us, to assist us with any questions we had on those forms. By the end of this process we felt like we understood a lot more of what we were looking at through each stage of the home buying process which was a huge relief.

Cam and his team made this home buying process seem even easier then we could have pictured it, and we 100% recommend anyone looking for a reliable, friendly, and efficient loan officer who works with you to get the best possible loan. Cam assisted my mother and father in law with their loan, and we were very lucky to have Cam in our corner during this process. We will definitely continue with him and his team for any mortgage loan questions or services moving forward.

Caroline

Cam and The Golden Bag Team were an incredible partner throughout the loan process for our first home. He was knowledgeable, efficient and always made sure we understood every step. His responsiveness and attention to detail gave us confidence. Thanks to Cam’s guidance, we were able to secure a loan that fit our needs and the process went smoothly from start to finish.

Kurtis M.

My wife found Golden Bay Mortgage Group while on Facebook. We were looking for a VA home loan and after many failed attempts with other lenders not being transparent about rates and the application process. I decided to give GBMG a call, best decision I have made in 2025 right next to buying a house. Cam is beyond personable and lays it all out on the line with no hidden malarkey. What you're told is what you get and they make sure they keep their word.
Cam’s team of professionals has a variety of very accessible people who help throughout the whole process. You never have to wait 24-48 hours for a response like the big box lenders. These team members include the pit bulls who protect your interests and the problem solvers that get things done when you cannot. Never once did I feel uneasy during the loan process. They answered all my silly questions without hesitation. This is my 2nd home loan process and I can confidently say, I’m a Golden Bay Mortgage Group user for life and will call them when the time comes to buy a 3rd home.
If anyone has ever dealt with home mortgage lenders they will know that, they can be predatory (especially with VA Home Loans), not transparent, send you a ton of junk emails and texts, call almost everyday of the week attempting to con you into a loan that could be subpar, and sometimes even play the bait and switch game. If this is what you despise about the mortgage process and are tired of shopping around then, it’s time to make the call to Golden Bay Mortgage Group. You won’t be disappointed and you will realize that you are truly in good hands.
Thank you GBMG for everything you did and a special shout out to Komal Johal for taking care of my family and me. Thank you Cam for restoring confidence in the mortgage and home buying process. Thank you to all the other team members who worked so tirelessly behind the scenes for my family and me.

Joseph K.

I had an excellent experience working with Daniel as my mortgage lender. From start to finish, he was professional, knowledgeable, and extremely responsive. Daniel took the time to explain the process in detail and made sure I understood all my options, which put my mind at ease. He went above and beyond to find the best rates and terms for me, ensuring that the entire mortgage process was smooth and stress-free. His dedication and attention to detail were impressive, and I felt like he had my best interests at heart. I highly recommend Daniel to anyone looking for a trustworthy and efficient mortgage lender.

Jeana G.

Cam Villa, Dave, and the whole team gave impeccable customer service during my recent refinance. They were extremely flexible and made sure that my questions and concerns were alleviated throughout. I am not even from Sacramento, but I felt supported throughout the entire process. So grateful that my coworkers recommended this wonderful team!

Liz C.

Cam and his team are exceedingly fast, professional, and educated. We worked with GB Mortgage for our recent home purchase and could not have asked for a better team to navigate the purchase, especially as first time home buyers. Most of our questions were answered before we asked and we were amazed at how smooth the process was. Thank you Cam & team!

Cindy E.

This is the second time I have worked with Robert and his team and both experiences have been stress free!! I have purchased other homes in the past and it seemed like every day they needed something more, which was very annoying. With Roberts team they asked for all the information up front so they didn't have to bug me every day. I also got a good rate locked in before any changes were made and I am very happy! I was also updated and progress happened so I was never wondering about what was going on. I would highly recommend working with them and I'm sure I will be again as well. Thanks Robert!!!

Addison E.

Stephanie and her team were nothing but amazing. From the first meeting with Stephanie, my wife and I felt confident we had made the right choice with her and her team. Stephanie is clear and concise in her communication, and diligent in her work. As homebuyers we couldn't ask for more. From the first papers we signed to getting the keys, we were treated as valued customers and couldn't have had a more smooth experience. We highly recommend GBH and Stephanie. Thanks again!