First Step Steph of Golden Bay Mortgage Group - Sacramento, California

Michael S.

Stephanie and her crew were so helpful and caring for the whole process I couldn't imagine working with anyone but them. Stephanie went to bat immediately after the first phone call. I'm a first time buyer and she went above and beyond and made the whole process easy and stress free. I would definitely recommend her to anyone looking for a loan that's wants it to be done the right way fast and worry free. Thank you again and hope others see this and decide to make the right decision and use you.

Christina H. L.

I worked with Stephanie during the process of buying my first home. Stephanie provides the best service and helps explain the process with a tremendous amount of professionalism. Stephanie is knowledgeable as well as relatable - the entire process was stress-free knowing that she was on my team. Stephanie has so much energy and passion for helping people make their dream of home ownership a reality. Not only does she demystify the process but she does an amazing job of making sure you feel comfortable with each step of the process.

I have referred Stephanie to several friends and family members already! Stephanie is incredibly organized and awesome at communicating with all parties involved in a home transaction. I highly recommend Stephanie!

Jesse L.

Stephanie was an absolute pleasure to work with! She helped my family and me secure a home loan, and her communication throughout the process was outstanding. She made everything so smooth and stress-free, which was a huge relief. We always felt informed and supported, and she went above and beyond to ensure we understood each step of the way. I highly recommend Stephanie to anyone looking for a reliable and dedicated professional in the home loan process. Thank you, Stephanie, for making our dream home a reality!

Bahman G.

I have worked with Stephanie on many transactions, as a realtor. And as a realtor, for me it's really important that I can get a hold of my loan officer even after hours and get an update on a loan. I can call Stephanie at 9 pm on a Sunday night, and SHE WILL PICK UP THE PHONE. "That" is GOLD and what you can expect from Stephanie. I highly recommend her if you're thinking of getting a loan to purchase a house.

Stacey R.

Stephanie is highly skilled and always professional, but she's also incredibly warm and personable. That special combination of qualities allowed Stephanie to ensure our mortgage process went smoothly and was actually enjoyable. She definitely went above and beyond to make us feel comfortable and well-informed every step of the way.

Angela K.

I couldn't be more satisfied with Stephanie's professionalism, high quality service, AND she's just an overall amazing person. My husband and I feel more at ease because we had Stephanie at our side advocating for us during our home buying process. She takes the extra steps so you don't have to worry about things and explains everything in terms you can understand. We are so fortunate to have had Stephanie as our loan initiator. Thank you isn't enough!

Leah E.

A pre-approval letter from Stephanie is an absolute asset when presenting an offer. Listing agents are reassured by her hands on approach and second to none communication. On many occasions, the pre-approval from Stephanie & Golden Bay Mortgage is the extra advantage that gets the offer accepted for my buyers.

Cheyenne R.

Stephanie was AMAZING!!! She is extremely knowledgeable and on top of her game. I absolutely recommend her to help anyone navigate the home buying process. Thanks again Stephanie!