Express Mortgage - Springfield, Missouri

Tony Gossen

I had the pleasure of partnering with Luis during an open house, and I can't recommend him highly enough as a loan officer. From the very beginning, Luis was professional, knowledgeable, and incredibly supportive. His expertise in the mortgage process was evident, and he provided valuable insights that helped both me and our visitors understand their financing options.

Luis was approachable and attentive, making sure to answer every question with clarity and confidence. His ability to connect with potential buyers allowed them to feel at ease and well-informed about their loan possibilities.

Working alongside Luis made the open house a successful and enjoyable experience. I appreciate his dedication to his clients and his unwavering support for our team. If you're looking for a loan officer who truly cares about helping you navigate the process, Luis is your go-to! Thank you, Luis, for your outstanding collaboration!

Dustin Dueker

My wife and I were blessed to make acquaintance with Luis Ramirez with Express Mortgage! Don't let this young man's age fool you! His dedication and knowledge of the market is beyond his years and makes him an asset in the mortgage broker industry! He is very dedicated to his clients and makes the mortgage process so simple and easy taking the stress out of the financial aspect of purchasing your home. It was truly easier than any loan process I've ever been part of and he worked the market smart and got us a GREAT interest rate for today's market! I would certainly recommend Luis to ANYONE looking to secure a mortgage loan to purchase their next home! Keep up the good work Luis!

Jessica Fonseca

Luis and Courtney were phenomenal to work with, both are extremely knowledgeable and I felt very comfortable working with both through our home buying process. Although, there was a hiccup with the closing date they still both were able to think fast and were able to secure a loan for us to get into our first home. As my realtor told me, they call Luis the producer because he gets things done but, I do have to say he and Courtney both make a great team! I will be recommending Express Mortgage to friends and family looking to buy a new home.

Patrick

I had an amazing experience working with Luis and Courtney from Express Mortgage! They made the entire process of acquiring my mortgage smooth and stress-free. Their professionalism, attention to detail, and genuine care for my needs stood out from the start.

Together, they provided exceptional customer service and made me feel like a top priority. I highly recommend Luis, Courtney, and the entire Express Mortgage team to anyone looking for a seamless mortgage experience. Thank you for making my dream home a reality!

AnJeluriel Gonzalez

I had the absolute pleasure of working with Luis at Express Mortgage for the purchase of my new home, and I couldn’t have asked for a better loan officer! From the very beginning, Luis made the entire process smooth and stress-free. He was available at a moment’s notice to answer every question I had, ensuring I understood everything and felt confident along the way. His dedication and professionalism truly set him apart.

What really impressed me was how Luis stayed proactive even after the purchase. He kept an eye on interest rates and reached out when the time was right to refinance my loan from an 8.25% rate down to 5%. He told me to plan for 7 months, and at month 6, he was ready to get started and made the process seamless.

A special thank-you to his processor, Courtney, who worked tirelessly to ensure we closed on time and answered all my questions throughout.

Overall, Luis and Courtney make an incredible team. I’ll continue to use Luis for any future mortgage needs and will recommend him to everyone I know. They truly go above and beyond!

Brittany Morris

Where do I even start, Luis did a phenomenal
Job helping me with the purchase of my very first home. When other Lenders could not get me approved after working for a week, Luis got me approved well within 24 hours from start to finish. He has made this process so smooth and answered any questions I may have had day or night. He makes you feel like he is taking every step of the way with you, even after the sale was made. I highly recommend Luis if you are looking to buy or even just have a random thought one day. I never knew it was possible, I was even scared to take the first step, and Luis made it possible for me!

Danielle Beersman

Luis Ramirez is undoubtably one of the best lenders I have ever encountered.

As a realtor we are constantly meeting new people and they want our business. Luis has earned my business!

When my mom became a realtor and met Luis, she couldn’t stop talking about how amazing he was. After watching him work miracles on my mom’s transactions over and over again, I decided to send him somebody that really needed help.

This family has a five kiddos and they were living in a pretty bad rental, and at one point didn’t even have heat in the month of December. With the help of a credit repair guy that Luis knows, he was able to get my clients credit score from a 580 to a 717 in two weeks. That allowed them to put the house that they really wanted under contract! Beyond that it allowed them to become homeowners which they thought was impossible before they started talking to us. I’m extremely grateful for his help with one of my oldest friends, but beyond that I can’t wait to see what he does with all of my other clients In the future.

I tell people all of the time sometimes you would be so surprised what can happen if you’ll just pick up the phone and make that phone call to either Luis or myself.

I don’t doubt that Luis will be one of the Top 5 Lenders in the Springfield, Missouri area within a few years.

Amber Crawford

I can't recommend Luis Ramirez highly enough! He consistently makes his clients’ needs a priority, and it shows in every transaction we’ve worked on together. He’s an exceptional communicator, always breaking down complex information into clear, easy-to-understand terms. Whether you have questions or concerns, he’s just a phone call away—always answering promptly or getting back to you without delay. Luis and his processor Courtney are incredibly proactive, keeping you informed about key deadlines and ensuring the entire process stays on track.

What truly sets him apart is his unwavering dedication. He’ll go above and beyond to help you reach the closing table, finding creative solutions to overcome challenges. Whether it’s advising on improving your credit or managing your debt-to-income ratio, he’s committed to helping you achieve the dream of homeownership.

On top of his expertise, he’s personable, trustworthy, and consistently delivers top-notch service. If you’re looking for someone who will work tirelessly on your behalf and make the mortgage process as seamless as possible, Luis is the one to call!