Cornerstone First Mortgage NMLS#173855 - St Simons Island, Georgia

Cornerstone First Mortgage: A Premier Lending Solution

Cornerstone First Mortgage, operating under NMLS#173855, presents itself as a dedicated and client-focused mortgage lender and broker. Located at 1700 Frederica Rd STE 106, St Simons Island, GA 31522, and easily reachable at 23422401, this organization offers a comprehensive suite of mortgage services designed to meet the diverse needs of homebuyers and real estate investors. Their website, cfmtg.com, serves as a central hub for information, applications, and resources. Cornerstone First Mortgage’s commitment extends beyond simply processing loans; they prioritize building strong relationships with clients, ensuring a smooth and transparent experience from initial consultation to final closing.

Specializations and Services

The company specializes in providing a wide range of mortgage solutions, catering to various financial situations and property types. They operate as both a mortgage lender and a mortgage broker, affording them a significant advantage in accessing multiple lenders and securing the most competitive rates and terms for their clients. This dual role allows Cornerstone First Mortgage to diligently shop around for the best possible financing options, ultimately benefiting the borrower. Their services typically encompass:

• Conventional Loans: Offering a variety of conventional loan products suited to various credit profiles and down payment amounts.
• FHA Loans: Providing access to government-backed loans with more lenient credit requirements, making homeownership accessible to a wider audience.
• VA Loans: Catering specifically to veterans and active-duty military personnel, offering advantageous terms and benefits.
• USDA Loans: Facilitating homeownership in eligible rural areas through government-backed financing.
• Refinancing Options: Assisting clients in refinancing their existing mortgages to lower their interest rates, shorten their loan terms, or access cash-out refinance options.
• Customized Mortgage Solutions: Recognizing that each borrower’s circumstances are unique, Cornerstone First Mortgage excels at crafting tailored mortgage plans to align with individual goals and financial objectives.

Location and Accessibility

The physical location at 1700 Frederica Rd STE 106, St Simons Island, GA 31522, provides a local presence and a dedicated team readily available to assist clients. Cornerstone First Mortgage is committed to creating an inclusive and accessible environment for all. The office features several crucial accessibility features, including:

• Wheelchair accessible entrance
• Wheelchair accessible parking lot
• Wheelchair accessible restroom
• Wheelchair accessible seating
• A gender-neutral restroom

This dedication to accessibility underscores the company’s commitment to serving the entire community with dignity and respect. The strategic location on St Simons Island allows them to efficiently serve clients in the surrounding area and beyond.

Client Feedback and Reputation

Cornerstone First Mortgage boasts an impressive average rating of 5/5 on Google My Business, reflecting the consistently positive experiences shared by its clients. While specific testimonials are not directly quoted, the overall sentiment highlights exceptional service and expertise. One consistent theme among client reviews is the remarkable responsiveness and knowledge of their loan officers, particularly Leighton. He is frequently praised for his ability to navigate the complexities of the mortgage process and secure favorable terms for his clients. Feedback suggests that communication is a top priority, with loan officers consistently keeping clients informed throughout every stage of the loan application and closing. The company’s commitment to understanding each client's unique situation and tailoring solutions accordingly appears to be a cornerstone of its success. It’s clear that Cornerstone First Mortgage fosters a client-centric approach, prioritizing clear communication, transparency, and a genuine desire to help clients achieve their homeownership dreams. The presence of an LGBTQ+ friendly and transgender safespace signifies a dedication to inclusivity and creating a welcoming environment for all individuals.

Contact Information and Resources

To connect with Cornerstone First Mortgage and explore your mortgage options, you can:

• Call: 23422401
• Visit their website: cfmtg.com
• Visit their physical location: 1700 Frederica Rd STE 106, St Simons Island, GA 31522

Cornerstone First Mortgage strives to be a trusted partner in the homebuying journey, offering expert guidance and personalized service. Their dedication to accessibility and inclusivity, combined with their strong reputation for client satisfaction, positions them as a valuable resource for prospective homebuyers and real estate investors.

👍 Reviews of Cornerstone First Mortgage NMLS#173855

Emily G.

5/5

Leighton helped us close on our second home and did a fantastic job. Really knowledgeable lender and able to find us the best deal for our situation. He was in constant communication throughout the entire process as well. I’m a licensed real estate agent in another state and he was one of the best lenders I’ve ever worked with on either a professional or personal property.