Capital City Financial Corporation, NMLS 2934 - Bristol, Rhode Island

Capital City Financial Corporation: A Reliable Mortgage Brokerage

Capital City Financial Corporation, NMLS 2934, stands as a respected and established mortgage brokerage dedicated to assisting individuals and families in achieving their homeownership dreams. Located at 576 Metacom Ave # 8A, Bristol, RI 02809, the company operates with a commitment to providing exceptional service and expert guidance throughout the entire mortgage process. Their phone number is 4014329903, and their website can be found at capcityfinancial.com. The company prides itself on accessibility, offering a wheelchair accessible entrance and a wheelchair accessible parking lot, demonstrating a genuine dedication to inclusivity.

Specialties and Services

Capital City Financial Corporation specializes in mortgage brokerage, acting as a crucial intermediary between borrowers and a wide range of lending institutions. They don’t originate loans themselves, but instead, leverage their extensive network to find the most suitable mortgage products for each client’s unique financial situation and goals. This allows them to offer a significantly broader selection of loan options compared to a traditional lender. Their expertise encompasses a variety of mortgage types, including:

• Conventional Loans: Offering competitive rates and terms for borrowers with strong credit.
• FHA Loans: Designed for borrowers with limited down payments.
• VA Loans: Available to eligible veterans and military personnel.
• USDA Loans: Providing financing for properties in eligible rural areas.
• Jumbo Loans: Accommodating borrowers requiring loan amounts exceeding conventional limits.

The team at Capital City Financial Corporation understands that the mortgage application process can be complex and overwhelming. They are dedicated to simplifying this process for their clients, providing clear explanations, and guiding them through each step with transparency and professionalism. Their approach prioritizes understanding the client’s needs and tailoring solutions accordingly, fostering a collaborative and supportive environment.

Location and Accessibility

The physical location at 576 Metacom Ave # 8A, Bristol, RI 02809 provides a convenient point of contact for clients seeking in-person assistance. However, the company also operates efficiently through phone and online communication, recognizing the importance of accessibility in today’s digital age. The commitment to accessibility extends beyond the physical location, as evidenced by the wheelchair accessible entrance and wheelchair accessible parking lot, ensuring that individuals with mobility challenges can readily access their services.

Client Feedback and Reputation

Capital City Financial Corporation has garnered a strong reputation for its commitment to client satisfaction. As reflected in their presence on Google My Business, the company boasts 22 reviews with an average rating of 5/5. These reviews consistently highlight the team’s knowledge, professionalism, and dedication to providing a positive client experience. Many clients commend the team’s responsiveness, their ability to navigate the complexities of the mortgage application process, and their unwavering commitment to protecting sensitive personal information. Specifically, clients frequently mention the proactive communication and the comprehensive support offered throughout the entire process – from initial consultation to loan closing. The recurring theme in the feedback is a strong sense of trust and confidence in the team’s expertise.

Key Features and Benefits

• Extensive Lender Network: Access to a wide range of mortgage products from various lenders.
• Personalized Service: Tailored solutions based on individual financial needs and goals.
• Expert Guidance: Experienced mortgage brokers providing clear explanations and support.
• Transparent Process: Open communication and a commitment to ethical practices.
• Convenient Location & Accessibility: Easily accessible office location with wheelchair accessibility.

Capital City Financial Corporation strives to build long-term relationships with its clients, understanding that buying a home is a significant life event. They view themselves not just as mortgage brokers, but as trusted advisors, dedicated to helping clients achieve their financial aspirations. Their focus on responsiveness, transparency, and personalized service distinguishes them within the competitive mortgage landscape. The company continues to prioritize client satisfaction and uphold the highest standards of professionalism and integrity.

In essence, Capital City Financial Corporation, NMLS 2934, represents a reliable and client-focused mortgage brokerage, well-equipped to assist individuals and families in navigating the complexities of the mortgage market and securing the best possible financing options. Their dedication to accessibility, combined with their extensive experience and commitment to client satisfaction, makes them a valuable resource for anyone seeking mortgage assistance in Rhode Island and beyond.

👍 Reviews of Capital City Financial Corporation, NMLS 2934

William L.

5/5

The mortgage application process can be complex. I'm fortunate to have been referred to City Financial. Johnathon and his team are not only highly knowledgeable and professional but also consistently courteous and efficient throughout the entire process. They respond promptly to inquiries and prioritize the protection of sensitive personal information. Based on my positive experience, I would confidently recommend City Financial to anyone seeking mortgage financing.

Christopher D. P.

5/5

My wife and I had a great experience working with Jonathon Birs. He simplified the process, made it straightforward, and secured us a great rate on our mortgage. Jonathon was incredibly easy to get in touch with and always made time to answer our questions. I would not hesitate to work with him again or refer others to him.

Edward A.

5/5

Very simple and smooth , been going to capital city mortgage for 20 years now and would not go anywhere else. Awesome people to work with .

Paul S.

5/5

Highly recommend! Jon Birs was excellent to work with. Was able to get my financing approved in about 12 days. Outstanding communication. Kept me up to date on the status of my loan almost daily.

Scott P.

5/5

Donna and John are the most helpful and best people I've ever worked with. I wouldn't go anywhere else for a mortgage and financial help.

Melinda B.

5/5

Excellent customer service!! The owner and staff always go above and beyond. Great resource and very knowledgeable! Best mortgage rates around! If you are buying a new home or refinancing this should be your 1st call!!!!

Samantha W.

5/5

Great Service, John made sure I was in the best position and he was the cheapest broker owner in Rhode Island. Huge savings across the board. The entire team was reliable. I would recommend this company to anyone!!!

Janet M.

5/5

Johnathon has serviced our mortgage needs many times over the years; whether for our primary residence or rental properties. You will not find anyone smarter or more responsive than Johnathon and his staff. He treats you like family and is diligent in finding you the best rate to meet your needs. We highly recommend Capital City Financial.