Golden Coast Funding - Rancho Santa Fe, California

Bri Gilstrap

Scott Swartz helped me close on my purchase last month and I couldn't have been more happy with my experience! He and his team responded quickly and took the time to answer all of my questions; and believe me I had a lot of questions!

The loan I needed for the unit I purchased was a very unique situation but Scott was extremely knowledgeable and got it done! We ran into a few bumps with the HOA but Scott and his team worked diligently, exhausting all measures to get what was needed to close the deal. He provided me reassurance the whole way.

I would recommend Scott and his team to anyone looking to purchase and want a lender they can trust to walk them through the process. Scott is the rare type of lender who truly has your best interest in mind. He values the client over everything else and it shows.

Thanks Scott!

Chris Aguilar

My wife and I were referred to work with Scott Swartz and Golden Coast Funding when we started searching for a home. Scott was always very good at communicating all information (since we were first time buyers) and he was able to make the process very easy for us. Early on we submitted our information and conversations with Scott allowed us to make the best decision for our current life situation. When we finally found a home to have our offer accepted Scott worked very diligently to get us through the full approval process smoothly. We were able to receive same day approval and we were cleared to close in 10 days! Through the final closing we always had an open line to Scott and it really made us feel comfortable with the process. This is very important considering how hectic the real estate market is at this current time. My wife and I are very appreciative of Scott and his team at Golden Coast Funding and would highly recommend them!

Roderick Vigil

Scott was an amazing advocate for us when purchasing our forever home. He was diligent, professional, personable, and made us feel heard and valued. Working hand-in-hand with our RE agent, he navigated a complex purchase that had multiple sellers and attorneys (probate sale). I firmly believe that without Scott we wouldn't be in our home. Thank you, Scott!

Bryan Kim

Golden Cost Funding Mortgage Broker and Scott Swartz did a fantastic job helping myself to purchase our first home. We're in a bit of time crunch, but none issue for Scott, he handled it like a pro to get me the best rates and met the timeline. I couldn't ask for anything more, as he went out of his way at times to accommodate my busy schedule to get things done. What a great team at Golden Cost Funding with Scott leading the way.

Suzanne Coleman

Scott is a lending guru! He gets the job done on time every time and quite often he is able to wrap up a loan early. He is extremely professional and responsive. He returns calls, emails and text darn near immediately. Scott is a great asset to all Realtors needing a GREAT lender. I cannot recommend him highly enough.

Brenda Marcotte

As an agent representing buyers in this highly competitive market (honestly, any market!), you need a team that can help get your clients’ offers accepted. Scott and his team do all of the things we expect a lender to do, but their experience, service and strategy help me write very strong offers and have the most beautiful escrows. They can get loans approved and closed quickly-not just on time but early! They have earned a reputation with agents that’s so stellar, it can help an offer get noticed by a listing agent and accepted by a seller. When I’m working with Scott and his team, I can relax and do my job knowing that they will hit it out of the park on their end. I can’t say enough good things about them!

Jennifer Ruments

We are so thankful to Scott Swartz and his team for so many reasons. We are thankful for Scott's constant communication, his remarkable patience and for his hand in getting us our perfect home. There were so many times that I felt like Scott was going above and beyond, although I am sure that Scott would say that it is all part of the job. It was so nice to work with someone who you not only trust but also like as a person. For anyone who may be contemplating Lenders, there is no question that Scott is the best!

pure cabinets

I can’t put into words the incredible experience I had dealing with Scott.
Scott, the perfect professional to help you with your mortgage. Gentle, responsive, caring works hard and really cares about you and your situation.
I felt very safe and secure going through this for the first time and I have no doubt I’m going to use him again in the very near future and in every chance I get why they pleasant experience.
Scottt thank you again i appreciate your diligence and hard work. Don’t think twice about contacting this guy.