Element Home Loans w/ Rick Carrier - Katy, Texas

Linda H.

Rick Carrier did an excellent job helping my buyers on their loan to purchase their beautiful home on 3.7 acres, and in record time too, with all parties very happy to close two weeks early! Besides being responsive to whatever we needed, Rick was helpful and knowledgeable throughout the whole process. He even attended the closing, something I don’t often see. With prior planning, including having the wire at the title company the day before closing, my happy buyers were able to sign documents and leave the closing with keys to their new property with no delay. I will definitely recommend Rick to others.

Deborah L.

I was referred to Rick Carrier with Hancock Mortgage by my realtor, and I could not have been placed in better hands for the purchase of my new home. Throughout the process, Rick was extremely professional, knowledgeable, and courteous. He assessed my financial situation and customized a plan that met my individual needs - ensuring my best interests were the focus. Rick took the time to patiently explain every document and all of my options as we moved through the loan process. He made himself readily available to me - even when I'm sure some of the times were not as convenient for him. He communicated very clearly and always provided time for me to ask questions. Rick communicated with me by text each time new documents were ready to be signed, and this really helped me with getting all documents signed in a timely manner. Any time I had any issues with the online format, Rick or his team were quick to assist with explanations, instructions, or troubleshooting advice. I was never nervous about the loan process because of the quick responses and thorough communication Rick provided. He was present during the closing of my home, and he has continued to provide helpful advice / tips via email. Thanks to Rick's planning and expert management, I am in a much better financial situation than I've been in a long, long, time. I would highly recommend Rick Carrier to any of my family or friends!

Areli R.

We have no words to express how thankful we are with Rick Carrier at Streamline Home Loans for helping us getting our first home. We reached out to other home loan companies and never received a helpful advise on how to start the process to buy a home for the first time. Once we got in contact with Rick he guided us from step one until the closing date. He always answer all our questions and believe me we had many. If anyone I mean anyone needs help with a home loan I know for sure he can make it happen if working together. May God Bless Rick's life.

Josh P.

My wife and I hired Rick Carrier from Hancock Mortgage. We were nervous about the flow of the house buying and loan process and had a lot of questions as first time home buyers. When interacting with Rick I was impressed with his thoroughness and professionalism. He provided answers to all of our questions and walked us through each document required in the process. He had everything taken care of promptly, from the last minute touch ups on the day of closing to the confirmations the week before. We thoroughly enjoyed working with Rick in the process of buying our first home. I highly recommend him for your mortgage needs.

Andrea D.

I am not much of a reviewer as I am a busy teacher, mom, and currently working on a master's. I just have to write a review for Rick. Rick Carrier has been excellent with his services. I always received answers to questions or concerns in a timely matter. I felt like a genuine customer throughout the loan process, where customer service is top-notch and readily available. Rick Carrier worked around the clock to make sure I was happy and updated with my loan's progress. My loan was a bit complicated as I had DPA. He worked extremely hard on a subject that needed much attention, and he persisted until the end of my closing date. I am now a new homeowner, and my family and I are so grateful and happy to live in our home sweet home.

Thanks for everything, Rick!!!!!!!

Paul W.

Professional, knowledgeable, friendly, and really got the job done. Rick made our home buying experience easy. We’d heard how stressful it could be, but Rick did a great job guiding us through the whole process. I will definitely refer my friends and family, and we’ll use him again too.

Terry E.

Rick Carrier with Hancock Mortgage is absolutely the best loan officer I have ever met! I am a Realtor and I must have someone who truly cares about me and my clients and the purchase of their home! Rick is a Phenomenal person! He takes out time for my clients return my phone calls Promptly and he is very patient and kind! More importantly he helps makes the American Dream come true for my clients. Home Ownership! Rick you are the best!

Thu L.

There is no doubt in my mind that Rick is the best at what he does! Working with him has been an amazing experience and I can't thank him enough for all the guidance he gave me and my clients. The results really reflect his abilities as a loan officer and he has been very considerate and insightful all throughout the process. Its been a real pleasure working with Rick!