Custom Mortgage - Encino, California

Introduction to Custom Mortgage

For individuals and families seeking tailored mortgage solutions, Custom Mortgage Inc. stands as a reputable and client-focused mortgage lender. Located at 16501 Ventura Blvd #400, Encino, CA 91436, and reachable at 8779765669, Custom Mortgage Inc. is dedicated to guiding clients through every step of the homebuying process. Their website, custommortgageinc.com, provides valuable resources and facilitates seamless communication. The company prides itself on accessibility, offering a wheelchair accessible entrance and wheelchair accessible parking lot, demonstrating a commitment to inclusivity and customer comfort.

What is a Custom Mortgage

A custom mortgage, as offered by Custom Mortgage Inc., isn't a single, standardized product. Instead, it represents a highly personalized approach to financing a home. It acknowledges that each borrower’s financial situation, goals, and risk tolerance are unique. Rather than forcing clients into a 'one-size-fits-all' loan, they meticulously analyze individual circumstances to craft a mortgage solution that perfectly aligns with their needs. This involves a thorough assessment of income, debt, credit history, and the desired property. Furthermore, they consider the client's long-term financial plans and potential future changes.

Custom Mortgage Inc.’s Specializations

Custom Mortgage Inc. specializes in a broad spectrum of mortgage products, including but not limited to:

• Conventional Loans: These loans adhere to guidelines set by Fannie Mae and Freddie Mac, offering competitive interest rates and various terms.
• FHA Loans: Designed for borrowers with limited credit history or smaller down payments, FHA loans provide a path to homeownership.
• VA Loans: Available to eligible veterans and active-duty military personnel, VA loans offer significant benefits, including no down payment requirements in many cases.
• Jumbo Loans: For high-value properties exceeding conforming loan limits, jumbo loans provide the necessary financing.
• Refinance Loans: Custom Mortgage Inc. assists clients in refinancing their existing mortgages to secure lower interest rates, shorter terms, or access equity.

The Custom Mortgage Process

The process of obtaining a custom mortgage at Custom Mortgage Inc. is designed to be transparent, efficient, and supportive. It typically involves the following stages:

1. Initial Consultation: The process begins with a detailed consultation to understand the client’s needs and financial situation.
2. Pre-Approval: Once the client’s eligibility is determined, they receive a pre-approval letter, strengthening their offer when purchasing a property.
3. Loan Application: A formal loan application is submitted, requiring documentation of income, assets, and debts.
4. Underwriting: A team of underwriters meticulously reviews the application and supporting documents to assess risk.
5. Loan Approval: Upon successful completion of underwriting, the loan is approved.
6. Closing: The final steps involve signing closing documents and taking ownership of the property.

Why Choose Custom Mortgage Inc.

Several factors contribute to the positive reputation of Custom Mortgage Inc. The team, including individuals like Monique, Eva, and Sam, consistently receives praise for their responsiveness, expertise, and dedication to client satisfaction. The company fosters a collaborative environment, prioritizing clear communication and proactive support throughout the entire mortgage journey. Clients frequently highlight the personalized attention and the genuine effort made to find the optimal financing solution. Miguel also contributes significantly to the positive experience, as noted by several clients. The company's dedication to ensuring a smooth and stress-free experience is a hallmark of their service. The consistently high ratings – averaging a 5/5 – reflect this commitment to quality and customer care. Furthermore, the company’s accessibility features demonstrate a commitment to serving a diverse clientele.

Contact Information and Further Resources

To learn more about Custom Mortgage Inc. and explore your mortgage options, please visit their website at custommortgageinc.com. You can also contact them directly at 8779765669 or by visiting their office at 16501 Ventura Blvd #400, Encino, CA 91436.

👍 Reviews of Custom Mortgage

Tonya 8.

5/5

Rock stars in the finance world. Love to Monique, Eva and Sam!! Thanks for all the hard work and getting me into my dream home.

Shawn T.

5/5

Love working with Sam and Miguel!