Cabrillo Mortgage - San Diego, California

Cabrillo Mortgage: A Reliable Mortgage Broker

Cabrillo Mortgage stands as a reputable mortgage broker located at 3160 Camino del Rio S Suite 206, San Diego, CA 92108. Their phone number is 928-508-0000, and visitors can explore their services and resources further at cabrillomortgage.com. The company prides itself on providing comprehensive mortgage solutions to clients throughout Southern California.

Location and Accessibility

The physical address, 3160 Camino del Rio S Suite 206, places Cabrillo Mortgage in a convenient location within San Diego. More importantly, the facility is designed with inclusivity in mind. It features a wheelchair accessible entrance and a wheelchair accessible parking lot, demonstrating a commitment to serving all potential clients comfortably and efficiently. This dedication to accessibility underscores a customer-centric approach.

Services Offered and Expertise

Cabrillo Mortgage specializes in assisting individuals and families navigate the complexities of the mortgage process. They function as a broker, meaning they don't originate loans directly but instead work with a network of lenders to find the most suitable financing options for their clients. This allows them to offer a wider array of products and rates, ultimately benefiting the borrower. They cater to a diverse clientele, including first-time homebuyers, seasoned investors, and those seeking to refinance existing mortgages. The team’s expertise spans various loan types, including:

• Conventional Loans: Offering competitive rates and terms for borrowers meeting specific criteria.
• FHA Loans: Providing accessible financing options for qualified buyers, particularly those with limited down payments.
• VA Loans: Benefiting eligible veterans and active-duty military personnel with favorable terms and benefits.
• Jumbo Loans: Catering to borrowers requiring financing amounts exceeding conforming loan limits.
• Refinance Loans: Helping homeowners lower their interest rates, shorten their loan terms, or access cash-out options.

Client Experiences and Reputation

Cabrillo Mortgage has garnered a positive reputation within the San Diego community, as evidenced by its 29 reviews on Google My Business. The average opinion reflects a strong level of client satisfaction, averaging a 4.7/5 rating. Feedback consistently highlights the company's dedication to personalized service and a deep understanding of the mortgage landscape. Many clients express appreciation for the team's ability to simplify a potentially daunting process, particularly for those new to homeownership. A recurring theme in the reviews emphasizes the responsiveness and proactive communication provided by the mortgage professionals at Cabrillo Mortgage. Specifically, clients appreciate the thorough explanations of loan options, the assistance in navigating the paperwork, and the support offered throughout the closing process.

What Sets Cabrillo Mortgage Apart

Several factors contribute to Cabrillo Mortgage’s success. Firstly, their role as a broker provides them with access to a broad range of lenders, ensuring clients have numerous choices to consider. Secondly, their team demonstrates a remarkable ability to adapt to individual client needs. As demonstrated by testimonials like Dillon’s, they provide tailored guidance and support, particularly valuable for first-time buyers who may be uncertain about the process. The company’s commitment to transparency and clear communication further fosters trust and confidence with clients. They diligently keep clients informed of market fluctuations and any potential changes that could impact their loan terms. Moreover, their accessible facility reflects a genuine desire to serve the entire community.

Recommended Information for Prospective Clients

For individuals considering Cabrillo Mortgage, several pieces of information are particularly relevant:

• Initial Consultation: Scheduling an initial consultation allows clients to discuss their financial goals, assess their eligibility for various loan programs, and receive a preliminary estimate of their potential mortgage options.
• Pre-Approval Process: Obtaining pre-approval demonstrates to sellers that a buyer is a serious and qualified contender, streamlining the home-buying process.
• Documentation Requirements: Clients should be prepared to provide documentation such as proof of income, bank statements, and credit reports. Cabrillo Mortgage’s team can guide them through this process.
• Interest Rate Monitoring: The mortgage market is dynamic, and interest rates can fluctuate. Regularly monitoring rates and exploring refinancing options can potentially save borrowers significant amounts of money over the life of their loan.

In conclusion, Cabrillo Mortgage offers a valuable service to those seeking mortgage solutions in San Diego. Their accessibility, combined with their expertise and commitment to client satisfaction, makes them a trusted partner in the journey of homeownership. Their dedication to providing a seamless and transparent experience solidifies their position as a leading mortgage broker in the region.

👍 Reviews of Cabrillo Mortgage

Dillon S.

5/5

As a first time home buyer, i was apprehensive at the thought of trying to figure out how to secure a loan. Scott Morais made it easy! From the start, he educated me on the process and what to expect. As we encountered various obstacles in my home buying journey, he kept me informed of my options and any changes in the housing market and available rates. I am thankful for his guidance and would 100% recommend his services whether you're a new or experienced home buyer.

Thank you, Scott!

-Dillon

John G.

5/5

As a lender, I work with a number of loan officers. Adam Horde is truly exceptional. We had the chance to recently work on a file together, and like any Non QM deal, we ran into some bumps in the road. Adam was very patient, cooperative, and knowledgeable in working to get this file closed!

If you are looking top buy or refinance a home, give Adam a call!

David G.

5/5

I've done 2 loans with Cabrillo Mortgage. Both times had non standard conditions which took a lot of time, expertise and professionalism to resolve.

Allan P. I.

5/5

Great experience!! I live in California and I bought a house in Arizona. Mike and his team We’re excellent. Very knowledgeable and professional.

Angela A.

5/5

As a first time home buyer, I had no idea what to expect, but Cabrillo Mortgage provided me with so much knowledge and support throughout the process. I worked with both Ken & Mallory, and they made my experience as enjoyable and stress free as possible.
Very reliable and quick to respond any question I, or anyone else had helping me along the way.
Grateful for the experience & highly recommended!

Detlef B.

5/5

We provided what was asked for and everything went smooth. Mike answered any questions that came up along the way and kept us informed.
Thx Mike!

Signmakers L. A.

5/5

Adam has my go to guy for several property loans & re-fis . Recently we whent thru a particularly tricky purchase and he was there all the way making it happen, believe me , this guy delivers,

Thank you Adam .

Henry P.

5/5

Ken and his team are terrific to work with. The scrambled and led me through the loan process seamlessly and efficiently. I highly recommend them and besides that they got me a terrific low interest rate for a new 30 year loan.