Ernesto Guray - Home Loans - San Fernando, California

Erika S.

Ernesto helped us with the purchase of our second home and was excellent from begining to end. He answered all our questions in a timely manner. Most importantly for me is that he helped us learn through the process. It's a tough market out there considering where rates are but Ernesto really looked out for us. He always had our best interest in mind. I highly recommend working with him!

Javier

Working with Ernesto has been a great experience. He has great communication, does well at walking you through the entire process and gives thorough explanations. He has helped us with loan approvals for two houses and would highly recommend him.

Priscillia S.

I can't recommend Ernesto Guray highly enough for anyone in need of a mortgage lender. From start to finish, Ernesto has consistently demonstrated what it means to provide exceptional service. His promptness and responsiveness are unmatched; he always made sure to address my questions and concerns swiftly, making the entire process smooth and stress-free.

What truly sets Ernesto apart is his commitment to going above and beyond for his clients. He not only provided valuable advice and insights but also took the time to ensure that every detail was handled with care and precision. His dedication to delivering the best possible outcome is evident in every interaction.

I’ve had nothing but positive experiences working with Ernesto, and I’m confident that anyone who chooses to work with him will be just as impressed. If you're looking for a mortgage lender who is reliable, proactive, and genuinely invested in your success, Ernesto Guray is the person to turn to.

Marvin C.

As a first time home buyer, Ernesto took me and my family through each step and educated us on the whole process. He was diligent, organized, and always attentive. Ernesto worked hard to provide us with many different options from which we choose conventional. I felt confident that if something needed to be done, Ernesto would make sure to follow it to completion. I highly recommend him.

Alicia G.

As first time homeowners, we were not sure what to expect, Ernesto helped us every step of the way. If you are looking to purchase a property or just get an evaluation to see where you stand, look no further. We met with Ernesto years before we were ready to purchase a home. He helped us lay out a plan that got us approved for a mortgage. Not only did we get the Best rates in the market, but we also had the best customer service. Thank you Ernesto you made our Dream to become homeowners a reality.

Erika A.

My husband and I chose Ernesto as our home loan advisor and couldn’t be happier with our decision! He truly provides exceptional service from start to finish. We were first time home buyers and met with him a few years ago when we thought we were ready. He sat down with us, helped us analyze our finances and device a plan to help us be in an optimal position to be competitive buyers. Fast forward a couple years, we significantly reduced our debt, and reconnected with Ernesto once we had completed our “homework.” He explained the process, discussed our options based on our buying power. Ernesto was by our side throughout the entire process, quick to respond to questions and time-sensitive requests as we made offers on homes we liked. Once our offer was accepted, we had more questions than when we started and Ernesto was truly our go-to guide in the whole process. He even offered to attend the escrow signing meeting, and we took him up on it in a heartbeat. But his service didn’t end there - once we got the keys and had time to settle into our new home, he was proactive about reaching out to us to explain what came next in terms of the mortgage, property taxes, supplemental taxes, and all the fun & intricate things that come with being a home owner. Ernesto is extremely knowledgeable in his field and reliable. He also has a great network of colleagues that he’s been able to refer us to for all things home related. We confidently recommend Ernesto to any friends & family looking to buy a home and will continue to work with him with future purchases. Thanks SO much Ernesto for making such a daunting process so much easier for us!

Miguel M.

If you are looking to purchase a home and don't know where to begin, reach out to Ernesto! He is extremely knowledgeable of the whole process and truly cares about his clients. I did speak with several other lenders before, including a couple of large banks, however I felt as if I was just a number to them. Just trying to set up an appointment was always a hassle since they seemed to be spread so thin over many people. However, when I reached out to Ernesto, he was very responsive and actually catered to my schedule for setting up our appointments. I was a first-time home buyer, and needless to say very clueless of the whole process, but Ernesto did an awesome job walking me through everything. What I really loved the most about working with him, was how big he was on educating his clients before anything else. Our first few meetings were strictly about providing me with information and answering all of my questions. I also never felt pressured to have to choose to do business with him. He is an amazing resource, and I would highly recommend choosing Ernesto to help you with purchasing a home.

Kehtzia L.

Ernesto knows his stuff and walked us through the whole process of the loan aspect of home buying. He had weekly touch points with us to ensure we knew what to expect throughout the whole home buying process. When we hit any road bumps Ernesto made himself available and provided reassurance. Given our busy schedules Ernesto made himself available to us in a time that worked best for us. He even made himself available while he was out of the country to ensure nothing was delayed in our loan process. He has continued to keep in touch well after the purchase of our home.