Modern Lending - Temecula, California

Jennie C.

Daniel Garcia at Modern Lending was recommended to me by my agent. He was truly the most professional, efficient, productive lender I have ever worked with. He took me through the process with such ease and transparency and got me the best rates possible with little time to complete the loan. I was so impressed with him and I will definitely use him again for any kind of transaction. These guys really understand customer care.

Chase R.

Chris Decker is hands-down the best mortgage broker I could have hoped for! As a first-time homebuyer, I wasn’t sure what to expect, but Chris made the entire process feel smooth, easy, and stress-free. We were up against a very tight deadline, but Chris handled everything with incredible efficiency and professionalism.

What truly sets Chris apart is his dedication. Even while he was out of the country, on vacation, and under the weather, he made it a priority to stay in touch, keep me updated, and ensure that everything stayed on track. His commitment to delivering for his clients is absolutely unmatched, and it gave me complete peace of mind during what could have been a stressful time.

His team was equally fantastic—responsive, knowledgeable, and always ready to help with any questions or concerns I had. I can’t recommend Chris enough to anyone looking for a mortgage broker. In fact, I’d recommend him to everyone I know—friends, family, and even my kids someday! If you need a mortgage, Chris Decker is the one to trust. He’s truly exceptional!

Mia M.

If you’re searching for a mortgage lender, stop right now because Chris Decker is the one. Chris and his team made the dream of owning our first home a reality, and I genuinely cannot recommend him highly enough. Not only has he helped us, but he’s also worked with family members of ours to secure their homes as well. His expertise, speed, and attention to detail are unmatched.

Even my mom, who is a real estate agent and has worked with countless lenders, said Chris is the fastest and most thorough lender she’s ever partnered with. That’s high praise coming from someone with her experience!

Chris was able to get us to closing in under three weeks—and this was during a time with three national holidays. Despite these obstacles and even some hiccups on our end (we were missing some key paperwork), Chris didn’t skip a beat. He was calm, efficient, and completely unfazed. He truly went above and beyond to ensure everything stayed on track.

On top of his incredible professionalism, Chris is also just a kind and thoughtful person. He made us feel so well cared for throughout the entire process. His attention to detail was impeccable, and when we moved in, he even sent us a gift! It’s clear he genuinely cares about his clients and treats their milestones as if they were his own.

If you want a lender who is fast, thorough, and committed to getting you the best results, Chris Decker is your guy. He’s simply untouchable in his field, and we felt completely confident in his hands every step of the way. Thank you, Chris, for helping us achieve this huge milestone and for being such a phenomenal part of our home-buying journey!

hut P.

Unbelievable service once again from the team at Modern Lending. They go out of their way to be super fast, super available and right on target with everything they do. Chris and his team just closed on a property for a family member in 22 days over the holidays! That's a real feat. They make it look easy but I know it's not bc there are so many moving parts. They make even first time buyers feel good about the process and give them detailed information from the beginning so there are no surprises. I can't recommend them highly enough. What a stellar team of people!!

Dawn S.

I can't thank Chris Decker of Modern Lending enough for his exceptional service in the closing on my new home. His superior and crazy quick response time and communication and creative out-of-the-box problem solving are much appreciated. I couldn't have done it without you Chris! Best close in 30 years!

Arthur B.

Daniel Garcia had an impressive understanding of the market. He and his team were always ready to address any inquiries, regardless of the hour, which was a huge relief given our challenging work schedules. They exceeded expectations in helping us find the ideal home, making the entire experience smooth and pleasant. As someone purchasing a home for the first time, I strongly endorse Daniel Garcia and his team! We are truly grateful for all their efforts!

Sean S.

Taylor was nothing short of amazing. My refi was taking forever with another company and they had terrible communication. But Taylor of Modern Lending saved the day. He was punctual and gave me updates almost every day about the process. Would recommend him to anyone looking to purchase or refinance

Sam C.

Our experience with Sean at Modern Lending was incredible. He helped us secure a loan after shopping around with 2 other lenders. He tackled our loan with professionalism, and speed. He was also extremely thorough and the nicest lender we have worked with. Sean really, made things easy!